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Here are our current rates as of June 16, 2003.

30 Year Fixed
Interest Rate Origination Fees Loan Points Loan Fees APR
5.375% 0.00 0.00   5.274%

30 Year Fixed Jumbo
Interest Rate Origination Fees Loan Points Loan Fees APR
5.875% 0.00 0.00   5.759%

15 Year Fixed
Interest Rate Origination Fees Loan Points Loan Fees APR
4.750% 0.00 0.00   4.666%

15 Year Fixed Jumbo
Interest Rate Origination Fees Loan Points Loan Fees APR
5.250% 0.00 0.00   5.140%

3/1 Arm
Interest Rate Origination Fees Loan Points Loan Fees APR
3.750% 0.00 0.00   4.036%

5/1 Arm
Interest Rate Origination Fees Loan Points Loan Fees APR
4.375% 0.00 0.00   4.110%

10 Year Fixed
Interest Rate Origination Fees Loan Points Loan Fees APR
4.625% 0.00 0.00   4.558%

No Income Verification
Interest Rate Origination Fees Loan Points Loan Fees APR
5.375% 0.00 1.000   4.558%

All rates are subject to change without notice, rates vary hourly. Please call our office
at 773-275-0500 for a free detailed consultation with one of our loan specialists.



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